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If there's an upside to today's uncertain economic climate, it's the fact that the recession has forced Americans to take a long, hard look at their spending and saving habits. Don't spend more money than you make. We're looking for innovative ways to save money and stretch our budgets. Credit cards have given us the ability to spend way more than we actually bring home. Want to get your finances back on track. On the surface, the idea of living within your means sounds pretty simple. We're getting savvier about the perils of debt and overspending. After years of impulsive living, we're trying to get back to living within our means. We've amassed piles of stuff we don't need, and we've racked up hefty balances and ruined our credit ratings in the process. Here are five tips to help you get started. Here are five things you can do today to kick start your very own bailout plan. But the good news is, you can get back to keeping the money you make, instead of feeding the coffers of Mr. |